What to do if you come across a counterfeit bill

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

No one is safe from receiving counterfeit banknotes at the checkout or ATM. The life hacker tells what can not be done with it, where it should be attributed and whether there is a chance not to lose honestly earned money due to carelessness.

Do you know what's in your wallet? It would seem money and money, nothing out of the ordinary.

Take a closer look: do they have everything stipulated by the Central Bank. There is? This means that all banknotes are real. But what if you come across a suspicious bill?

If you realize that the money is fake, do not try to pay off with it!

Selling counterfeit cash when you know it is counterfeit can result in up to eight years in prison. … With a suspicious bill, you need to go to the bank or the police.

We hand over fake money to the bank

With the detected counterfeit banknote, you can contact any banking institution. … The bank employee will check the banknotes and determine which category they belong to: doubtful, insolvent or having signs of forgery.

• On insolventbills are stamped “exchange denied”, after which they are returned to you. It goes without saying that in the future you cannot pay with them.
• On dubious and showing signs of forgery banknotes, a certificate is drawn up indicating all the details of banknotes and an order for the transfer of values. You will be given certificates and banknotes to check the correctness of the specified data, and then the money will be taken for verification, which is carried out within 5 working days.

We hand over fake money to the police

Counterfeit banknotes can be handed over directly to the police. Before that, remember how the bill got into your wallet, at which outlet you could get it, who could pay you with it. You will have to testify.

Regarding the detection of a fake in the police station, they will open a case, conduct special examinations and investigate. During interrogation, in nuances, describe under what conditions you received these banknotes.

Insist that you did not know about the counterfeit banknotes before this fact was revealed. Checks, interrogations and investigations can take a month or more.

Perhaps you simply do not have time to fiddle with a suspicious bill and run around the authorities. Money can simply be torn, burned or cut into small pieces. But at the same time, the likelihood remains that you will destroy a shabby or just an old real bill.

In what cases will the money be returned

Provided they were real. Then you will be called from a bank or police station and they will hand over the banknotes or credited to your personal account.

If the money as a result of the check turned out to be counterfeit, it is possible to recover damage from the person from whom you received it: the store where you were given the change; the bank from whose ATM you withdraw your salary; the person who transferred the suspicious cash. But this can only be done at the stage of the trial.

In what cases money will not be returned

If they turned out to be fake, but where the bills ended up in your wallet, you, for the life of you, cannot remember. Alas, in this case, counterfeit banknotes are destroyed at the bank branch or handed out to you with a stamp confirming their invalidity.

How to protect yourself as much as possible from receiving counterfeit money

• Give preference to cashless payments.
• Exchange currency at banks, not small exchange offices.
• Check the received bills on the spot. If you have a special device (at the checkout or at your place), check the cash with it.
• Do not exchange small bills for larger ones in markets, small outlets or with individuals.

And for those who want to remember how to distinguish counterfeit money from real money, the Central Bank of the Russian Federation has launched it.