9 most convenient programs for managing your family budget

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

It's easy to keep track of personal money, and the family budget is already full-fledged accounting. Here are the programs that do the job.

For effective use, the application must be multi-user and suitable for different operating systems so that each member of the family can make changes in real time. For the ability to access multiple people, developers usually offer to pay.

1. Trash money

The app prepares a detailed report on the total budget and shows individual spending. Each family member can comment on their expenses. "Drebedengi" allows you to configure the recognition of SMS from the bank and their automatic accounting in the movement of funds. Bookkeeping can be conducted in different currencies and on different accounts. The application is protected from prying eyes with a password and PIN.

Many functions of the application, including the ability to connect multiple users, depend on the availability of a subscription on the service website. It will cost 599 rubles a year.

"Drebedengi" →

2. Zen Mani

A multi-user application where you can plan your personal and family budget at the same time. It allows you to import transactions from banking services, electronic money systems. Zen-money provides a detailed analysis of expenses and takes into account the movement of funds in different currencies, including cryptocurrencies. Statistics are available from the app and website. The standard version of the application is free, for additional functions you will have to pay 1,249 rubles for all family members.

Zen Mani →

3. CoinKeeper

You can manage finances using a mobile application or the web version of the service. The developers claim that CoinKeeper allows you to deal with both the family's cash flows and the budget of a small company. The application supports the import of transactions from more than 150 Russian banks, recognizes expenses from SMS. You can set reminders for the return of debts and a limit on spending during the reporting period.

CoinKeeper →

4. Toshl

The app supports almost 200 currencies, including 30 cryptocurrencies, and the rate is constantly updated. Imports data from online banking files, reminds you to enter expenses in the appropriate columns, automatically synchronizes with the website. Funny monsters will help you keep track of your budget. For conservatives, the application generates reports in PDF, Excel and Google Docs.

Toshl →

Toshl Finance - Toshl Inc.

Toshl Finance - expenses, income and budgets Toshl Inc.

Toshl Finance Toshl

5. Moneon

Quite a young interesting application from Russian developers. There is financial accounting by categories and several accounts, debt accounting, import of transactions from SMS messages (this function is rarely found on iOS). The app also allows you to conveniently manage the total budget with your family members, however, for this, each member will need to pay a monthly premium subscription.

Moneon App Website →

Moneon - cost accounting, budget CleverPumpkin Ltd.

Moneon - my income and expenses budget, finance? CleverPumpkin

6. Alzex Finance

The program allows each user to create their own account. Thanks to this, each family member will be able to choose which flows of funds to make available to everyone and which to hide. A tree-like tagging system allows you to track expenses by large and small categories. In the application, you can track debts and set financial goals.

Alzex Finance for Windows →

Alzex Finance Anna Shirokova

Alzex Finance - family budget on phone and PC Anna Shirokova

7. YNAB

The program works only with one currency and is not Russified, but these disadvantages are covered by its advantages. YNAB doesn't just account for income and expenses. This is a complete system that allows you to plan your budget for the short and long term. It detects underspending and overspending and works correctly with debts.

YNAB →

YNAB - Budget, Personal Finance YouNeedABudget.com

eight. Cash Organizer

A multi-user program in which each user can hide part of the transfers of funds from other family members. Data can be entered offline, they are subsequently synchronized with all devices via the cloud. The developers promise to protect the data with 256-bit encryption, so that even they will not know the financial information about users.

Cash Organizer →

Cash Organizer Tritit OOO

Cash Organizer - expense tracking Inesoft Europe

9. Home bookkeeping

The application allows you to keep track of expenses and income in all currencies of the world, you can use any two at the same time. All data is synchronized with the application on the PC. A portable version of the program is available, which is installed on a USB flash drive. The records of each family member are password protected. For the full functionality of the program, you will have to pay from 990 rubles.

Cash Organizer for Windows →

Home Bookkeeping Keepsoft