2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44
If in the middle of summer you find that you have not been able to save up for vacation, try to fix it. Start by keeping a financial journal. Read below why this helps.
Do you know why it is useful to take selfies "before" and "after", which capture the drawn abs cubes and impressively grown biceps? Moreover, you need to shoot as often as possible, and ideally also sign each photo, indicating your weight or the number of kilograms that you can press from your chest.
Because such photos help to track your progress, and when you suddenly no longer have enough desire to practice, you can always see how much work and effort has been invested in training.
When you keep a diary, you have a tool with a huge amount of data in your hands.
And how to dispose of them is already your choice. If you record your successes, then you can move forward much further than you expected.
The same principle works when it comes to financial independence.
Do you keep track of your money?
Whenever you feel like complaining about a lack of money, first ask yourself, "Where does my money go?" In most cases, your answers will be rough.
Because few people record their income and. People just don't know what's going on in their wallet. This is one of the reasons for the constant deficit of the personal budget.
Do not underestimate the diary
This is a harsh reality in which there is neither magic nor special difficulties. Take it for granted that as long as you don't write down expenses, you are allowing yourself to be irresponsible about money. You yourself steal coins from your piggy bank, and no one, except you personally, suffers from this.
Forget about excuses
Honestly, every first thought came to mind to keep track of expenses. Someone lasted a month, someone a couple of days. There will always be excuses: it’s extra work, it doesn’t help, there’s no time for that …
Stop stop. Businessmen keep track of every penny that business brings, because they need to know what gives income, and what brings it closer to bankruptcy. So why hasn't your personal finances earned the same responsibility?
Your budget is your business.
Imagine that your wallet is your business. With this in mind, accounting will be a little easier.
The habit will help
Even heavy smokers remember that the first puff was unpleasant. But then she appeared. It is more difficult to get involved in the useful, but it is real.
Once you get into the habit of writing down what happens to your finances, you start spending less. The notes shed light on our weaknesses and gaps, and help us find problem areas to work on. Knowing your cons is anxiety that will push you on the right track.
The diary will not let you give up the goal
When you have a positive dynamic, you do not want to spoil it with stupid actions, so as not to reset the progress counter.
You cannot change what you cannot measure.
will hold you as an anchor and remind you that you have made a decision to make amends. Even greater success can be built on old achievements.
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