11 reasons why cash is better than cards

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

A bundle of banknotes looks much more impressive than a plastic rectangle. And you won't be able to block it.

1. You can pay everywhere

Terminals seem to be everywhere. But this is exactly until you go to the market for farm cottage cheese and eggs or try to buy fresh cucumbers from a summer resident. With bills and coins, you will not find yourself in a situation where, theoretically, you have money - on your card - but you cannot buy anything with them.

2. You are not dependent on the Internet

A minor technical glitch turns a bank card into a useless piece of plastic. And here you are at the checkout, while the seller is trying to catch Wi-Fi, and a line of customers who hate you is gathering behind. Or you are kicked out of the trolleybus on a frosty winter evening because the terminal suddenly stopped working.

Banknotes do not care what is going on with the Internet. They always work.

3. Cash will not be blocked by the bank

If you give Vasya 1,000 rubles a month, but suddenly decided to repay the debt of 20,000 to Pete, no one will block your "transactions" in an attempt to protect against fraudsters. But non-standard card transactions can lead to such a step on the part of the bank.

When you decide to boo and drain all your savings, no one will suspect you of money laundering and will not force you to confirm where the money comes from.

All this has an extremely beneficial effect on the health of the nervous system.

4. Cash is protected from errors of bailiffs

It is human nature to make mistakes - and bailiffs confirm this rule a little more often than we would like. Cases when someone's accounts were arrested and money was written off because of the namesake's debts are not isolated.

Cash will protect you from such situations.

5. You spend less

Scientists have proven that when using cash, people spend more rationally. Unlike card lovers, when shopping, they pay more attention to the price of the product, and not limit themselves only to its characteristics.

6. You enjoy shopping more

Another scientific fact: when you pay with cash, shopping is more fun for you. And then these things are of great value to you.

7. Spending is easier to limit

As old as the world life hack: in order to spend less, you need to put in your pocket exactly as much money as you are willing to spend. This limit works much better than the limits on bank cards, which can be changed with two taps of your finger.

8. Cash helps in nurturing the right financial habits

A well-defined amount of money in your wallet will help you avoid impulsive purchases. You will have time to consider whether you really need this item. Thanks to this, you will be more balanced in your acquisitions. And this is one of the whales on which the economy is worth.

9. It's easy for you to tip

If you have cash in your pocket, you no longer have to be embarrassed and blush because you cannot leave a bonus to the waiter in the restaurant.

10. You don't need to pay the bank

Account maintenance fees, SMS notification fees - even if these are small expenses, they have potential for savings.

11. A wad of money looks more representative than a card

The weighty "brick" of banknotes in hand increases the sense of self-importance more tangibly than a plastic card, even if it is "gold".