How to buy and not be afraid: rules for safe online shopping

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

We have long been accustomed to buying on the Internet, but sometimes we forget to take care of the security of our data. You should not be afraid of scammers who make money by taking advantage of buyers' carelessness. Just be careful and use our simple guidelines.

Almost $ 2 trillion - this is how much, according to the experts, we will spend in online stores in 2016. It looks quite plausible: now you can buy something without leaving your home using any electronic device. Buying on the Internet is convenient, fast, and often cheap, both in Russian and foreign stores.

When indulging in New Year's online shopping, you should not neglect security, since it is quite simple to protect yourself from intruders. There are a few important things that should always grab your attention:

1. Be wary if the site does not have the ability to pay for the purchase through the bank page on which you enter your card details. When you are asked to make, for example, a transfer using a wallet number through a payment terminal, there is a great risk that instead of the money transferred in this way, you will not receive anything. Banks often do not cooperate with websites precisely because they are suspicious.
2. If the site asks to enter a phone number and card before you start shopping, or blocks the selection before entering data, you should look for the item you like in another store.
3. Do not send payment and personal information through insecure channels - messenger or email. Pay attention to the presence of an SSL certificate and a security lock icon in the toolbar or in the address bar of the browser - these are pleasant signs that nothing will happen to your data.
4. Do not save payment data and passwords in the memory of mobile devices: they can be lost along with the gadget. If this does happen, block both your bank and SIM cards. Timely contacting the bank will save your funds.
5. If you successfully bought the product you need on a suspicious site, for several months carefully check the charges from your bank card: read SMS notifications about purchases or follow the movement of funds in your personal account. If you find a leak, contact the bank immediately.

As for the payment method, here it is also worth trusting large and well-known companies, which every year offer more and more secure options for making purchases on the Internet. For example, the MasterPass tool, created by MasterCard, saves a user's card details and allows them to pay securely on sites that have their badge.

This method guarantees maximum safety when shopping in foreign stores, because every year they become more and more popular in our country. The reports of the largest platforms (AliExpress, JD.com) are simply striking in scale: thanks to the convenience and relatively low prices, these trading platforms have found the well-deserved love of Russian buyers.

With MasterPass, online shopping becomes even more convenient and secure: data is reliably protected, and you do not need to re-enter it either in your device or in the form of payment for the online store.

Link your wallet number to MasterPass, enter your delivery address and come up with a username and password. The data will be sent to a secure cloud and will not be "exposed" on the websites of online stores.

Security is also guaranteed by the fact that all stores, without exception, are tested for compliance with a number of MasterCard requirements before connecting to MasterPass.

When paying on the Internet, we do not always attach importance to the safety of our personal data, and fraudsters are only happy about this. Fortunately, you shouldn't worry too much about this: a modern means of payment and a little time to check the reliability of the site will guarantee the safety of your money and nerves. Whichever way the purchases are made, they should bring only positive emotions.:)