Survivor's pension: who is entitled to and how to get it

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

Those who are unable to support themselves can apply for support from the state.

What is survivor's pension

The survivor's pension is a payment provided for disabled family members if the person who supported them dies. In this case, anyone who had an income, including a pensioner, can act as a breadwinner. Much more important here is the fact that potential recipients of a pension should be fully supported by this person or receive assistance from him, which was a permanent and main source of livelihood for them. However, sometimes payments are assigned to working family members, but more on that later.

Parents are considered the breadwinners of their minor children by default. Even if the father or mother did not work, their child is entitled to a pension.

There are three types of survivor's pension in Russia.

State pension

It is paid to family members of dead servicemen, cosmonauts, as well as citizens affected by radiation or man-made disasters.

Insurance pension

Support for dependents whose breadwinner is not in the categories described above. For the appointment of an insurance pension, it is necessary that the deceased officially work at least one day.

Social pension

If a person was not a military man, an astronaut, had no contact with radiation, as well as seniority and pension contributions, his dependents are assigned a social pension.

Who can receive survivor's pension

Family members who cannot earn money themselves and were on the support of the deceased have the right to apply for a survivor's pension. But the specific list will depend on the type of pension.

Insurance pension

The list is quite long:

• Children, brothers, sisters and grandchildren under 18 years of age. And if a child receives full-time education, then until graduation, but no longer than until 23 years of age. As for brothers, sisters and grandchildren, they receive a pension if they do not have able-bodied parents.
• Children, brothers, sisters and grandchildren of any age, if they received a disability before adulthood.
• Parents and spouse, if they are 60 (for women) or 65 (for men) or have a disability.
• Grandfather and grandmother, if they have reached the age of 65 and 60, respectively, or are disabled and there is no one to support them.
• Disabled parents and spouse, even if they were not dependent on the deceased, if they lose their sources of income, regardless of the time that has passed since the loss of the breadwinner.
• A spouse, one of the parents, grandfather, grandmother, brother, sister or an adult child, if they do not work and take care of the children, grandchildren, brothers and sisters of the deceased who have not reached the age of 14.

It is also worth noting: there is a transitional period in relation to the retirement age until 2023. That is, wherever 60 and 65 years are indicated for women and men, one must keep in mind that in 2021 these are 58 and 63 years, in 2022 - 59 and 64.

It happens that for disabled family members, the breadwinner's help was a constant and main source of livelihood, but at the same time they themselves received some kind of pension. In this case, they have the right to transfer to a survivor's insurance pension.

Social pension

Payments are assigned to children under 18 years of age. Or until 23 - if they study full-time.

State pension

When it comes to military personnel, the list of recipients of state support is almost the same as for an insurance pension. But there are additions. Parents can receive a pension already upon reaching the age of 55 and 60, and if the breadwinner died at the time of conscription or as a result of a military injury, then from 50 and 55 years.

Grandfather and grandmother also receive the right to payments five years earlier - from 60 and 55 years, respectively. Finally, if a soldier died while serving on conscription or as a result of a military injury, his widow is also entitled to a pension if she has reached 55 years of age and has not remarried.

If the cause of death of a person was the Chernobyl disaster and its consequences, the list of pension recipients will be slightly different:

• Children under 18 years of age (or up to 25 - if studying full-time).
• Disabled parents from 55 to 60 years old, even if they were not dependent on the deceased.
• The spouse caring for the children of the deceased under the age of 14, even if he works.
• Wife on turning 50 or husband on 55th birthday, even if they were not dependents.

In the case of astronauts, the list of pension recipients is shorter:

• Children under 18, or under 23 if they are full-time students, or any age if they have a disability.
• Parents who have reached 60 and 65 years of age or disabled, if they were dependent on the deceased.
• Spouses regardless of age and ability to work.

Where to apply for calculating survivor's pension

The pension fund is responsible for the payments of the survivor's pension. You can contact there in several ways:

• in person or through a representative directly to the department;
• by mail;
• across;
• across "";

Find on the main page the button "All services"

Go to the "Authorities" tab

Select FIU

Click on the option "Establishment of pension"

Choose the right function

It remains to fill out an application and attach scans of documents

through the PFR website

Log in to your account

Select the service you want. It remains to fill out an application and attach scans of documents

If the deceased worked in a law enforcement agency, it makes sense to act through his employer - there is also such an option.

What documents are needed to apply for a survivor's pension

You will definitely need the following papers:

• Application - the form will be given at the branch of the MFC or the Pension Fund of the Russian Federation, or you fill it out electronically.
• Identification.
• The death certificate of the breadwinner.
• Documents confirming relationship with the breadwinner: birth certificate, marriage certificate.

But the final content of the package of documents will significantly depend on many nuances. Therefore, it is better to refer directly to the lists prepared by the Pension Fund:

• Survivor's insurance pension →
• Social pension for the loss of a breadwinner →
• Pension due to the loss of a breadwinner - a soldier, astronaut or radiation victim →

If you do not give all the documents at once, you will still receive an application for receiving payments. You just need to promptly provide the missing papers.

When will the survivor's pension be awarded?

The FIU has 10 days to make a decision, and another five to inform you about it.

What is the size of the survivor's pension

It all depends on the type of pension.

Insurance pension

If the deceased was not a military man, an astronaut and did not suffer from radiation, the amount of payments depends on his pension savings and is determined by the formula:

Pension size = IPK × SPK + fixed payment

IPK - the individual pension coefficient of the deceased. This is confidential information, so it will only be reported to the FIU to relatives or legal successors if the deceased has appointed them with a special statement. SPK - the cost of one pension coefficient (in 2020 - 93 rubles).

The amount of the fixed payment is now 2,843 rubles. In some cases, it can be higher. For residents of the Far North, it will be multiplied by the regional coefficient, and children whose both parents have died are entitled to 5,686 rubles a month. If the pension is below the subsistence level in the region, the recipient is entitled to a surcharge up to this amount.

Social pension

The social pension is equal to 5,606 rubles; for children who have lost both parents - 11,212 rubles a month.

State pension

The size of the state pension depends on the circumstances. If a soldier died as a result of a military injury, the amount of the payment will be twice the social one; if due to a disease received during military service - one and a half times.

In the event of the death of a serviceman due to injury, concussion, injury or illness, received while defending the country, all dependents are assigned a pension of 50% of his monetary allowance. If the cause of death was an accident or illness not related to military service - 40%.

Those who have lost their breadwinner due to exposure to radiation, as well as children left without both parents, and children of a deceased single mother are entitled to payments in the amount of 2.5 social pension. The rest - 1.25 of this amount. The dependents of the deceased cosmonauts receive 40% of their salary.

Regional additional payments may be provided for the pension - you need to find out about them at the local Pension Fund office.