Table of contents:
- 1. You are a good example for children
- 2. You can track your progress
- 3. You take control of the most elusive part of finance
- 4. You can buy with the accumulated something expensive
- 5. You save effortlessly
- 6. You have cash for every fireman
- 7. You gamify the accumulation process
2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44
The old accumulation method is useful even in the era of plastic cards and virtual payments.
1. You are a good example for children
The ability to make savings is an important skill that needs to be learned from childhood. And in the educational process, words are better supported by deeds. Pour coins into the jar regularly and at the same time tell the kids what you managed to save on and why you deny yourself the momentary spending. So children will better understand the mechanism of accumulation and the motivation for this.
However, it is not only children who need a positive example of frugality. So the piggy bank is a chance to demonstrate to all household members that extravagance is not the best financial strategy.
2. You can track your progress
Despite the abundance of note-taking apps, many people continue to use a notepad and pen because it works more efficiently. The piggy bank will help you check if you are a follower of the classic ways of saving money.
When the figure on the savings account increases, it's nice. But a bank filled with coins and bills is another level of visuals. Moreover, the goal is obvious: to fill the container under the lid. This approach will add a pleasant variety to the process of accumulating money.
3. You take control of the most elusive part of finance
Coins are usually laid out or dropped out of pockets to cover all horizontal surfaces in the house with an even layer, roll under the bed, end up in the drum of the washing machine. In this state, they are more perceived as garbage.
Instead, you will start putting coins in the piggy bank and return them to the status of money.
4. You can buy with the accumulated something expensive
This point follows from the previous one. Usually, coins are treated with disdain, because you can't buy anything with them. However, if you introduce a rule to put them out of your pocket into a piggy bank, after a while you will find that you have accumulated a decent amount.
Maybe you can't save up for an apartment in this way, but you will be able to buy something pleasant, for which money has always been a pity.
5. You save effortlessly
Most likely, you will not be able to say exactly what amount of coins is in your pockets right now. As soon as you have exchanged a banknote for a scattering of rubles, they seem to cease to exist for you.
Therefore, you do not need to limit yourself in anything in order to pour a handful of coins into the piggy bank, you did not count on them anyway.
6. You have cash for every fireman
Nowadays, many have several cards in their wallets and have no cash at all, because there are terminals almost everywhere. The problem can arise when you order food at home. Going to the ATM is stupid, because delivery exists precisely in order not to leave the apartment. But in the coveted bank, small bills or large-denomination coins could accumulate.
It may be inconvenient for you to give the courier a scattering of rubles, but obviously not in the same way as if you had to go to the ATM.
7. You gamify the accumulation process
Making savings is not the most exciting process in the world. A fun money box helps to add at least a little fun to it. You have a mission - to fill the bank to the end or to accumulate a certain amount. You can come up with rules for the game. For example, put at least 100 rubles in a piggy bank every day. Finally, you have a very tangible reward besides the satisfaction of completing the task - the contents of the jar.
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