How to spend money to have enough for everything

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

We are used to thinking that if there is not enough money for the life we want to lead, then we need to earn more. In fact, no matter how much money you make, you will still miss, and other people will have everything they want, earning half as much as you. What is the reason? They know how to spend money. How to learn this art, read below.

Has anyone taught you how to manage your finances? Maybe parents in childhood told how to handle money correctly, or was there a separate subject at school on this topic? Unlikely.

For some reason, it is believed that you only need to learn to make money, and spending it is a simple matter, everyone can handle it.

As a result, we do not know how to spend money, we earn enough to go to a three-star hotel or buy a mid-range smartphone, but we take out a loan to go to a five-star hotel, and we buy the latest iPhone model - we are no worse than our colleagues.

Even if we do not make expensive purchases on credit, we spend almost all the money we earned in a year. As a result, the motto "from paycheck to paycheck" becomes relevant for us as well.

We also like to go to extremes in relation to money. Either we are not interested in money: “We are above this, if only there is enough for food,” or we believe that nothing is more important than money, and we make it a top priority in life. This relationship with money is not healthy.

Money gives freedom, frightens and causes neuroses

As much as you want to get rid of the influence of money, they still mean a lot. Money is security, comfort and stability, after all, freedom.

Therefore, few people can be indifferent to money, and even one type of wad of money evokes a gamut of versatile feelings within each person.

Strong emotions are also associated with psychological problems - the so-called monetary neuroses, which are present in most people.

Greed, fear of being left without money, and with it without freedom and comfort, excessive wastefulness or shopaholism already familiar to everyone. A person with such neuroses simply cannot rationally spend money and treat them correctly.

As noted by Konstantin Sheremetyev, Ph. D., scientist, researcher of the work of intelligence with more than 20 years of experience:

Most supposedly financial problems are actually psychological problems.

The worst thing is that you can live your whole life with these neuroses. And there are no positive aspects to this, because you are spending money on the wrong things, and you do not get any pleasure from shopping.

What to do? Deal with yourself with your monetary neuroses and deep-seated needs, change your attitude towards money and do it as soon as possible.

Building healthy relationships with money

It doesn't take years of practice to learn how to manage your money and change your attitude towards it - it's enough to see your mistakes and techniques for correcting them once.

All the necessary knowledge on this topic fit into a small course "Red Wallet" from Doctor of Science, scientist, author of best-selling books on the work of the brain, intellect and subconsciousness Konstantin Sheremetyev.

In total, there are 10 lessons in the course that help you understand the reasons for your greed or wastefulness, understand the roots of the problem, and learn techniques that will help you manage money.

All 10 lessons are read in one breath, and there is nothing complicated in them - all situations with money are understandable and familiar to everyone, and analysis by examples generally removes all misunderstandings.

At the same time, there are new techniques here that I, for example, have never heard of. Take the same rule of three wallets, when you distribute money not according to items of expenditure, as in countless applications for financial management, but according to three psychological points.

In general, the course briefly but succinctly describes all the problems and rules for handling money in different situations: during force majeure, when communicating with relatives or other people, before making expensive purchases, during discounts and sales, and so on.

And one of the most important rules, in my opinion, is getting pleasure from your money.

You earn money, you give your time for it, a part of your life, and you simply have to spend it with pleasure.

And, most surprisingly, this also has to be learned. After all, getting pleasure is one of the criteria for the correct attitude to money and the absence of psychological problems with it.

Find out how to build the right relationship with money here: