5 ways to quickly transfer money and save the situation

How to pay rent for an apartment if the deadline is yesterday?

Situation: missed the date on which the rent was paid.

It is a great success to rent a good apartment in a convenient area with adequate owners who do not visit every two days. And it's easy to miss if you don't pay rent on time.

Solution: put a reminder and find out your landlord's card number.

This is convenient for three reasons:

You no longer have to keep dates in mind.
Neither you nor the landlord have to waste time meeting to transfer cash.
Money from card to card is credited almost instantly.

The money will be credited to the card within a few seconds. Only a few banks do not support the technology of fast transfers, in which it can take up to two days for funds to be credited.

How not to tarnish your credit history?

Situation: nothing to top up the credit card with.

A credit card is a flexible product that can help out in an emergency. But you need to handle it very carefully. So, if you do not make the minimum payment, you can run into a fine, and if you miss the grace period, you will have to pay interest on the entire amount and from the very beginning.

Solution: ask a friend to deposit money on your card in debt.

In order not to spoil your credit history, ask your friends for help. And in order not to waste time, ask your comrades not to bring, but to transfer money non-cash (directly to a credit card). This can be done even if you are served in different banks. True, some banks can write off a commission for such an operation in the amount of 0.5 to 1.5%, but a clean credit history and the time saved are worth it.

How to split a bill in a cafe and stay friends?

Situation: "Come on, you pay, and then we will transfer the money to you."

In Russia, in cafes and restaurants, everyone pays for himself. The exception is a date. But calculating the amount of orders, collecting money from everyone and exchanging cash is long and troublesome.

It is much more convenient for someone to pay the bill. Preferably without change, by card. You can even earn money on this if you have a card with cashback for purchases. The main thing is that no one later forgot to return their share. Five hundred rubles is not a lot of money, but a residue may still remain.

Solution: transfer money to a friend without leaving the cafe.

This can be done through the mobile application of the bank that issued the card. You only need a card number. The funds come in a matter of seconds.

If your friend cannot reproduce the 16-digit code of his card or it is inconvenient to ask him, use transfers through social networks. In Odnoklassniki and VKontakte, you can transfer money from your account.

How to get a gift for a colleague without running around the offices?

Situation: “People, 50 kopecks each! Masha Selezneva has a new addition to her family."

Not every team has such active ones as Shura from "Office Romance". Who wants to run around the office collecting money for a colleague, even a superior one?

Solution: choose the person responsible for the gift at lunch and give him money through the mobile application of your bank. It's very fast and easy. It is much more difficult to figure out what to give.

In banking applications, you can transfer money from card to card using a 16-digit number on its front side or the phone number to which it is linked.

How to please mom without reason?

Situation: "Aunt Marina went to such a magnificent performance yesterday!"

Parents never ask for anything, but sometimes they throw phrases that cannot be ignored. And if in the evening my mother boasted on the phone which artists had come to your city, then in the morning …

Solution: transfer money online or through an ATM.

Especially if you live far away and rarely see each other. can be in any city in more than 20 countries around the world.

Transferring money is a matter of seconds. But imagine how happy your mom will be when she receives an SMS about the top-up with the comment “Go to the theater:)”.