5 simple tips to save money easily

1. Consider real spending

When you are going to purchase any item at a discount, pay attention not to the previous price or the benefits received, but to its indicated value.

Buying a product worth 2,000 rubles, which would have cost you 6,000 before that, does not mean that you will save 4,000. This means that you will spend 2,000. Although this is less, it is still a cost.

2. Review your habits

Let's say you buy a cup of coffee for 250 rubles every weekday on your way to work. Or you pay a fairly large amount for a mobile plan that you don't like, but are used to.

Consider if all of this is really worth the money.

If you don't learn from your mistakes, then you will keep repeating them. Calculate how much you could save if you gave up these habits.

3. Be aware of your financial situation

Most people have fixed expenses like utilities, insurance, grocery shopping. The money left over after these mandatory costs is usually spent at your discretion. It is with this that you need to be especially careful, because here a banal trap lies in wait for you.

Knowing that there is a lot of money in your bank account, you will spend more than if you had just barely enough money.

To avoid this, pay not by card, but in cash. This way you will not spend more than you have in your wallet. You can also set aside part of your salary in an account that will bring you interest and from which you cannot withdraw money until a certain period. Thus, you "hide" money from yourself, getting rid of the temptation to waste it.

4. Be careful when buying products online

Numerous applications can help you plan your budget and control costs these days. And such phenomena of the modern world as, for example, an electronic wallet, greatly simplify the shopping process and save time. Only money is unlikely.

For some people, shopping this simple way can exacerbate the desire to shop a lot. A couple of clicks - and a thing is on the way to you. In this case, a person simply does not feel the value of money. And when you stand at the checkout and give a real bill, you feel the money you earned go away.

If you want to save money, set aside an amount you can afford to spend on online shopping. Otherwise, there is a risk that the money may disappear from the account imperceptibly.

5. Protect yourself from temptation

Although there are really many temptations around that make you spend money, it is still worth admitting: we ourselves allow ourselves to succumb to them. Therefore, you should be aware of your own weaknesses and weaknesses.

For example, if you know that in a cafe or restaurant you cannot help but try half of the menu, do not take a lot of money with you. Leave the card at home too. So you simply will not have the opportunity to spend a large amount of money.