Financial literacy for dummies: habits that will make you richer

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

A selection of effective tips on how to rebuild your life to save and save effortlessly.

How to avoid unreasonable spending

The habit of waiting for a miracle and believing the articles "How to make a million in half an hour" only alienates you from material well-being. Tips on how to save and increase your savings are usually boring and simple, without magic. But they do work. Try to follow at least a couple of them, and you will see how money starts to linger in your wallet.

Check if the tips work →

What habits will save your money

Universal tips work, but this does not mean that you need to limit yourself to them only. Internet users successfully come up with their own methods. Programmers, engineers, investors, and students are sharing their own inventions that look extremely sensible.

Borrow someone else's experience →

What Bad Habits Shouldn't Get Rid of

Not all bad habits are as dangerous for your savings as they seem at first glance. Perhaps a more flexible approach to the basic postulates of economy is right for you. If you adjust them for yourself, simplify and take into account the psychological component, it will become easier to save and increase money.

Depart from the rules →

Why cash helps you save

Those who pay for purchases in bills and coins are more sensible in spending than their counterparts in shopping with bank cards. Scientists came to this conclusion after studying the behavior of 14 thousand people who had loan arrears.

Learn Why Cash Strengthens Financial Discipline →

How to change your life for 100 rubles a day

You have carefully studied the tips for saving, but you see no incentive to follow them. Meanwhile, only three thousand rubles can change your life, if you put them in a piggy bank every month, and not spend them.

Find out what will change →

How to learn to save in a week

Debit and credit, budgeting is not for the faint of heart, and in general, saving is a very boring process. But Lifehacker tried to add a little fun to it by packing the main principles of saving money into a short quest.

Challenge yourself and learn to save →

Dealing with parenting habits

If your efforts to start saving fail over and over again, don't be quick to blame yourself. Perhaps the reason is not your lack of discipline. Most of our habits are formed during childhood, and attitudes towards finances are no exception. You will have to start building relationships with money by eliminating parental patterns.

Overcome Bad Financial Habits →

What habits will strengthen financial independence

And a little more psychology to improve your relationship with finances. It is believed that money gives power. But it also happens that they establish control over us. To make your own approach to finance healthier, you have to dig into yourself and have a few good habits.

Get financial independence →

How the rich differ from the poor

If you’re accustomed to thinking that only people with connections, rich parents or a magic wand can make capital, it’s time to change your mindset. Instead of being jealous of wealthy citizens, it is better to learn from them. Moreover, they are united by good habits that are useful not only for making money.

Learn from billionaires →

What habits will make you rich

Dreaming of a state is wonderful, but ineffective. It's time to act. Of course, you will not turn into a dollar billionaire tomorrow (you remember about the benefits of advice in the style of "How to make a million in half an hour" - it is not). But changing your lifestyle and mindset significantly increases your chances of financial success.

Stop Complaining, Start Changing →