Table of contents:

Financial literacy for dummies: everything you need to know about paying for housing and communal services
Financial literacy for dummies: everything you need to know about paying for housing and communal services
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A selection of effective tips on how to pay utility bills and reduce costs.

Financial literacy for dummies: everything you need to know about paying for housing and communal services
Financial literacy for dummies: everything you need to know about paying for housing and communal services

What will happen if you do not pay for housing and communal services

payment for housing and communal services: What will happen if you do not pay for housing and communal services
payment for housing and communal services: What will happen if you do not pay for housing and communal services

In a difficult financial situation, one of the first impulses is to quit paying for communal services. Many people mistakenly believe that this will not entail any consequences. This is not the case: due to non-payment, you may not be allowed to go abroad or be evicted from your apartment, and you will receive debts through the courts.

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How to pay rent

payment for housing and communal services: How to pay for an apartment
payment for housing and communal services: How to pay for an apartment

If paying for a communal apartment is just a monthly transfer of the amount specified in the payment for you, it's time to change your attitude towards this. Learn to decipher the testimony in the document in order to understand why they charge you money. It is also important to know about the possibility of recalculation if the services are provided of poor quality.

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How to get a subsidy to pay for housing and communal services

payment for housing and communal services: How to get a subsidy for payment for housing and communal services
payment for housing and communal services: How to get a subsidy for payment for housing and communal services

If payments for housing and communal services take away a significant part of the already small family budget, then the state is ready to compensate part of the costs. But for this you need to collect a weighty package of documents.

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How much do you need to keep receipts for payment of housing and communal services

payment for housing and communal services: How much do you need to keep receipts for payment for housing and communal services
payment for housing and communal services: How much do you need to keep receipts for payment for housing and communal services

To avoid problems, it is not enough just to pay utility bills on time. If you have any questions, you will have to confirm the absence of debts by payments and receipts attached to them. Therefore, you will have to create a special folder for these documents.

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How to calculate how much to pay by counters

payment for housing and communal services: How to calculate how much to pay according to the counters
payment for housing and communal services: How to calculate how much to pay according to the counters

Many act according to the following scheme: they submit the current meter readings, and then wait for the payment, which will indicate the difference with the previous readings and the amount to be paid. To exclude mistakes of the management company - unintentional or deliberate, - it is better to additionally conduct calculations yourself, for example, in "Google. Tables".

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How to save on utilities

payment of utility bills: How to save on utility bills
payment of utility bills: How to save on utility bills

Some utilities are charged taking into account the area of the apartment, and there is nothing to be done here if the move is not included in your plans. But others are calculated by meter, and there is potential for savings. Small changes in your everyday life will help to reduce the amount in the payment.

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How to reduce electricity consumption

payment for housing and communal services: How to reduce electricity consumption
payment for housing and communal services: How to reduce electricity consumption

The number of appliances in homes is increasing, and so are the electricity bills. If you don't want to go broke, optimize your lighting and home appliances.

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What gadgets will help you save

payment for housing and communal services: What gadgets will help you save
payment for housing and communal services: What gadgets will help you save

Devices are created not only to waste energy, but also to save it. Smart gadgets will take control of electricity consumption.

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How to understand when it is time to change the electricity meter

payment for housing and communal services: How to understand that it is time to change the electricity meter
payment for housing and communal services: How to understand that it is time to change the electricity meter

Counters help to save money, but they need to be changed in a timely manner. If it turns out that the device is faulty, the network company can charge you a fee according to the standards, or even make a recalculation for the previous months.

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