How your life will change if you save 200 rubles a day

How much can you save in a month or a year

What does 200 rubles mean for the average person during the year? Everywhere wages are different, but we will take 20 thousand rubles as a guideline. On average, we spend 40 hours a week at work and about 180 hours a month, which is 2,160 hours a year. One hour of work costs about 111 rubles. Thus, 200 rubles is two hours of work, for a year - 540 hours of life.

Indeed, it is not so difficult to hold out in economy mode for a month or a year, but what do we get from this? 6,000 rubles for 30 days and 73,000 rubles for 365 days. Many will argue that this is not so much and is not worth it, but just take a look at what things or experiences could be acquired:

One week tour abroad. Another vacation is coming up, but there is no money for flights abroad? Where are your 200 rubles? Yes, of course, depending on where, how many people and for what price, but for one it is definitely enough, and if you look, then for two.
New iPhone or other device. Perhaps this is not really necessary. But think about which is better: fast food today or a cool smartphone tomorrow? Everyone decides for himself what is more interesting to him.
Repayment of an old loan or part of it. If there is nothing to spend money on, then you can always quickly pay off your debts.
Ski set for two people. Winter weekend will be more fun. How long can you postpone outdoor activities due to lack of funds?
Two cool bicycles for the summer. Or you can set up a small gym at home to keep fit.
Helicopter flight with the whole family. Want to experience? 200 rubles will do their job.

You know better what it is better to spend the saved money on.

How to make the task easier

You can just save 200 rubles and not spend it on anything. This option is familiar to everyone. But we live in the 21st century, where new horizons are opening up. To track your own finances, you can install a special application. For example, one of these is “Heavy”. It allows you to determine how much it costs to spend per day, and once again reminds you to cut your expenses on trifles.

What is the bottom line

Minus 200 rubles and two hours of life today is minus 500 hours in a year. Perhaps the money saved doesn’t mean anything to you, it’s easier for you to buy everything on credit or spend that amount right away. The wallet is yours, but there is no point in paying more. One year is a very realistic time to learn how to save.