What are apartments and who are they suitable for?

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

Apartments are a relatively new type of real estate, around which there is a lot of noise now. We figured out what is the difference between them and an apartment, and at the same time we figured out what to look for when buying.

We have collected even more useful information about life in a modern city.

How apartments differ from apartments

The most important difference is that apartments are much cheaper than apartments. This is because from a legal point of view, an apartment is a non-residential premises. There is no such term in the Housing Code; it refers to residential premises only houses, apartments and rooms. But the apartments are mentioned in the Regulations on the classification of hotels: here it is a hotel room with an area of 40 m², which has at least two rooms and a mini-kitchen. Almost like an apartment, only not in a residential building, but in a hotel.

In practice, many apartments are located in residential complexes. In this case, they practically do not differ from ordinary apartments: the building meets the requirements that apply to the arrangement of engineering systems, thermal insulation and the level of natural light in residential premises, not shops and offices are located nearby, but other apartments.

3 situations when it is worth choosing an apartment, not an apartment

This is not the first home you buy

If you have already purchased real estate, then you probably used the right to property deduction. And this means that when buying an apartment you do not lose anything, but you can save on a lower cost per square meter.

If the apartment is your first property, you are not deprived of the right to receive a deduction when buying a home in the future. According to the law, you can return part of the money spent on the purchase of a residential building, apartment or room, while the upper limit for deduction when reimbursing expenses is two million rubles: 13% of this amount will be returned to you, that is, 260 thousand rubles. If you are married and buy an apartment with your spouse, each of you is entitled to a deduction.

You are looking for affordable additional housing

For example, for grown-up children who have a family and want to live separately. If apartments in the area you like are too expensive, apartments are the best choice. You can buy them on a mortgage: many banks allow you to get a loan for the purchase of such real estate. With the same down payment and a similar loan term, you will overpay for an apartment less than for an apartment, and with the help of the money saved, there is a chance to close the loan faster.

For example, we found an apartment and an apartment of comparable size in the residential complex "Normandy". Three-room apartments with an area of 89, 02 m² with a dressing room, two bathrooms and a loggia will cost about 12, 3 million rubles. For a three-room apartment with an area of 88.11 m², you will have to pay more than 17 million rubles. The layouts of the apartment and the apartments are similar, while the area of the latter is even larger, and this option costs less.

You want to make a profitable investment

Apartments are a good investment option. Instead of buying an apartment in the secondary housing and wasting time on repairs, you can look for a fresh option with finished finishing from the developer. If you are going to rent apartments, take a closer look at studios and one-room apartments.

In the residential complex "Normandy" prices for one-room apartments are from 5, 1 million rubles. For comparison: the average cost of a one-room apartment on the secondary market in 2019 was 6.8 million. You can additionally save on repairs. The cost of the apartment already includes finishing: metal entrance doors, sockets, plumbing, tiles in the bathroom and wallpaper in the rooms. Residents can only arrange furniture and household appliances.

The residential complex "" is located in the north-east of Moscow in the Losinoostrovsky district. The center is only half an hour away by car, and the Babushkinskaya and Medvedkovo metro stations are within a 25-minute walk.

The residential complex consists of five buildings of variable number of storeys with apartments and apartments ranging in size from one to four rooms. You can not be limited to a standard layout, but choose the ideal one for yourself. Normandy has Sunny Flats, light-filled apartments and apartments in which the window opening takes up an entire wall or two. For a large family, the option with a spacious kitchen-living room up to 27 m² is suitable: there is enough space for all household members.

What to look for when buying an apartment

Where are they located

The optimal solution is an apartment in a residential complex. Since they are not considered residential premises, then developers formally do not have to comply with the strict sanitary rules that apply to apartment buildings. For example, a construction company is not obliged to monitor the level of natural light required for apartments and may not place playgrounds in the yard if the apartments are adjacent to the office building.

This does not apply to real estate in residential complexes: here you get access to the same common areas as when buying an apartment. Conscientious developers do not separate the residents of apartments and apartments, therefore all the necessary sanitary standards will be observed, and in the yard there will be trees with flower beds, and places for walking, playing and resting.

How many completed projects the developer already has

In other words, you need to make sure of its reliability. The developer is obliged to provide you with the incorporation documents, a building permit and a project declaration. You can check its conscientiousness on the website of the Unified Resource of Developers: there is data on how many objects the company has already handed over and how many times it has been within the stated construction timeframes. The higher the rating, the more reliable the company is.

Search social networks and forums for reviews of tenants who have already settled in the developer's homes. If he delays the delivery of the object or makes repairs carelessly, someone has probably already complained about it. At the same time, find out from the apartment owners whether they are satisfied with the quality of construction and finishing; they do not make sense to hide the truth.

What's with the infrastructure

It is a dubious idea to save on the purchase of apartments and live in settlements far from civilization. In this case, it is better to overpay and choose an inhabited area. There should be schools, hospitals and shops nearby so you don't have to regularly spend time traveling from one area to another.

When you find several suitable options, do not be lazy to go to the place. Find out how the area is with transport and how long it takes to get home from the nearest metro station. Ideally, this should be done during rush hour - in the morning or after work.

The residential complex "" is located in an area with an established infrastructure: nearby are 20 kindergartens, 16 schools, 8 hospitals and 12 fitness centers.

The courtyard in the residential complex is a recreation space, free of cars and strangers. In the protected area there are walking paths, modern playgrounds with sandpits and swings. And there are green areas for recreation and walking nearby - the parks "Torfyanka", "Babushkinskiy" and "Losiny Ostrov".