10 reasons why you can't get rich

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

This does not apply to the children of millionaires and my mother's friend, the rest will have something to think about.

1. You don't make plans

At interviews, the question "Where do you see yourself in five years?" usually pisses me off. If only because they are expecting very specific answers from you: do you plan to stay in the company, are you tuned in to career growth.

But if you cannot answer this question even to yourself, it is worth considering. What do you expect from life? What would you like to do in five years? Where to work, how much to get? What should be done for this? If you have no plans, chances are good that years later, you will find yourself at the same point as now. If you are a millionaire who leads a luxurious life, that's not bad. And if not, there is something to think about.

2. You believe in financial miracles

They say that one woman quit her job and does not regret, she earns 150 thousand a month on maternity leave without any effort, and for 10 thousand rubles she is ready to tell you how to do the same. There is also information that after the course of a business coach you will learn how to make money literally out of thin air. Finally, various stars promise to teach you how to raise the dough.

Sometimes miracles happen. But they are called that because they happen very rarely. To have passive income, you either need to receive a huge inheritance, or before that, earn a lot of money for investment. If you put the time and money spent on business training into action right away, the result will be much more tangible.

3. You are looking for reasons, not opportunities

It is convenient and pleasant to blame the world government, Freemasons and global warming for your financial troubles. But you yourself are responsible for your life.

Of course, the starting conditions are different for everyone. If you were born into a family of billionaires, it is easy to be a millionaire and a top manager already at the age of 19. It will be much more difficult for a child of a welder and a teacher, even a very smart and talented one, to achieve success. But you were no longer born into a family of millionaires, this cannot be fixed. You can spend your whole life in despair and envy, or you can at least try to do something. Do not compare yourself with the golden youth, compare yourself with yesterday's self.

4. You are not learning

A career ladder is an escalator going downhill. You have to constantly go up to stay in place, and run to reach the top. Let's take accounting. In this area, laws change so often and so rapidly that a person who uses the knowledge of five years ago is not just unsuccessful - he is unsuitable for a professional. For some industries, ongoing learning is less critical, but still important. If you are self-employed, but do business, invest, you will have to develop one way or another. Without this, success cannot be achieved.

5. You are lazy

Steve Jobs really said that you have to work not for 12 hours, but with your head. But even if you follow his advice, you can earn more in 12 hours with your head than in four. And this is true at any career stage. The more successful you are, the more expensive your hour is. This means that working hard is still profitable.

If you always refuse a part-time job, even if it is profitable, be lazy to go for an interview, although they promise to pay more, it is not your enemies who are to blame. No one will notice your talent and will not bring millions if you just wait by the sea for the weather.

6. You chose the wrong social circle

Any environment is addictive. If you are surrounded by passive, uninterested people, you too will become that way. When you communicate with successful people, it is easier for you to believe that achieving something is real: you have examples before your eyes. You start to act, to improve, because everyone around you is doing it.

7. You have harmful monetary attitudes

It's hard to realize that you may never get rich. Therefore, various psychological defenses are created that should smooth out this injustice: "You can't earn big money by honest labor" or "Money is not happiness." They say they are rich, but bad, and I am poor, but good. And also happy, while wealthy people suffer.

In fact, these attitudes create barriers that make you miss opportunities. For example, you are afraid when you are promised a big salary that you will probably have to do something illegal. These indoor units are not always easy to recognize. But without them, it is much easier to strive for success.

8. You don't keep a budget

Usually this idea raises the same objection: "You can't get rich if you save on coffee and chocolates." This is a fatal mistake.

First, you may not get very rich if you keep track of your budget. But the risk of becoming very poor if this is not done is great. Secondly, in order to start your own business and make a lot of money, sometimes a small amount and a cool idea are enough. But this capital must also be taken from somewhere. Thirdly, even large earnings can be let go nowhere if there is no habit of balancing expenses and incomes.

So the reluctance to keep the budget is just another excuse not to fix the situation in any way.

9. You don't know how to communicate

In popular culture, a rich man is a person who pushes the waiters around, greets the "servants" through the lip and does not behave very culturally. Such people are found not only among the wealthy. It is naive to think that it was rudeness and rudeness that helped them achieve their goal.

People are important, even if you are not a businessman or depend on clients. You can learn from them. They will provide you with opportunities. They will ask for your advice and help develop. If you do not know how to communicate politely, then you yourself slam the doors to wealth in front of you.

10. You are not ready to take risks

If there were clear instructions on how to get rich quickly and without risks, it is unlikely that people with a salary of 15 thousand rubles would remain in the country. Everyone would use these tips and have already earned a comfortable old age.

When you strive for high returns, risks are everywhere. Even moving to a higher-paying job is fraught with consequences: you may not get along with your boss and not go through a trial period. What can we say about business and investment.

It won't be simple and safe. But those who take risks get at least some chance of success. The better you identify weaknesses and insure against possible failures, the higher it is.