Maternity capital for the first child: to whom and how much the state will pay

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

The maximum amount of support will be 616,617 rubles.

Maternity capital is funds that the state allocates to support families when children are born or adopted. Previously, it was issued only when a second child appeared or a subsequent one, if the parents had not yet enjoyed the right to capital. In 2020, a law was passed that changed the rules for receiving money. Now maternity capital can be issued for the first child. The life hacker understands how it will work.

Who is now entitled to maternity capital

Now a lot depends on when exactly the child appeared and what kind of child he is. For simplicity, further we will talk about the birth of a baby, but this also applies to adoptive parents.

Who is entitled to the mother capital for the first child?

If the first child was born in 2020 or later, the family receives maternity capital in the amount of 466,617 rubles. When the second baby appears, another 150 thousand will be paid. In total, this is 616 617 rubles.

Who is entitled to increased maternity capital

Some will be able to receive 616,617 rubles at a time. This will be the case if the first child appeared before 2020, and the second - in 2020 and later.

In some cases, this amount can be claimed for families with more children. 616,617 rubles will be issued upon the appearance of a third or subsequent child, if the right to maternity capital did not arise before. This is possible if all previous children were born before 2007.

Who will be given maternity capital according to the old rules

If both children were born before 2020, then the maternity capital is issued as before - only for the second and in the amount of 466 617 rubles. This works even if the family did not issue a maternity certificate, but simply acquired such a right until 2020.

If the second child was born in the period from January 1, 2007 to December 31, 2019, the family receives only 466 617 rubles.

What can you spend maternity capital on

The very wording "to spend maternity capital" is not entirely correct. It would be more correct to say “direct”, since the family in most cases will not see real money. She only makes a decision, and the funds are transferred by the Pension Fund. Here's what you can spend your money on.

Improving living conditions

The money for the down payment on a mortgage when buying or building a home can be spent immediately after the birth of the child. A similar rule applies to the repayment of a mortgage loan and interest on it. If the family intends to do without credit funds, then they will have to wait for the baby's three years.

Child's education

Money for a paid nursery or kindergarten can be spent immediately after the birth of the child. For other education - only after three years.

Adaptation of disabled children

The list of goods and services for which materkapital funds can be directed is approved by the government. You can spend money immediately after the birth of a child, thanks to which they received a certificate for capital.

Mom's pension

Money is allowed to be directed to the formation of the funded part of the old-age pension, but only after the baby is three years old.

Monthly payments for the second child

A family with an average per capita income of less than two living wages per person can qualify for benefits. It is paid for the first and second child. Only payments for the first baby go from the federal budget, and for the second - from the maternity capital. The allowance is equal to the regional cost of living per child.

Who receives maternity capital

The name is not accidental: in the overwhelming majority of cases, the mother has the right to receive the certificate. The father can use the support if he is the only adoptive parent or the mother is dead. A man receives wage capital if a woman has been deprived of parental rights or she has committed a deliberate crime against a child.

If one or both parents are dead, deprived of parental rights, the mother capital goes to the children.

How to apply for maternity capital

Until April 15, it was necessary to apply to the Pension Fund personally or through. Also, the certificate can be issued through the multifunctional center or "". From April 15, this will be done automatically based on the data transmitted from the registry office. The old scheme applies when adopting a child.