Life hacks for the budget conscious: how not to spend more than you need

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

A selection of effective tips on how to cut costs, even if the salary is only enough for food and utilities.

Spend less and save more

First, a few tips that will suit literally anyone. A person who has embarked on the path of saving and saving has to think, count and control a lot. But the effect of these actions will appear immediately.

Follow wise advice →

How to save with apps

The main working tool for saving is the head. But this does not mean that nothing else is needed. There are many applications that will help you not to miss discounts, promotions and buy literally everything at competitive prices - from green peas to a fur coat.

What to buy to spend less

Among the paradoxical questions are the following: “What to eat to lose weight? And what to buy to save money? The life hacker knows the answer to the second question and gives you a whole list of such products. You pay for them once, but then you save many times over.

Buy and save →

How to save on food

You can't skip buying food, but you can make the process smarter. You will have to turn on your head both in the store and in the kitchen. Planning and calculating are your best friends. But no one else can reproach you for simply eating up money.

Find out what and where to buy →

How to cook lunch for 50 rubles

One of the first tips for saving is to skip business lunches in cafes and bring food from home to work. The difference in price is significant: the average price of lunch in the dining room is 200–250 rubles, with a homemade dish you can keep within 50 rubles per serving.

Do not rush to be indignant that this amount is not enough. As proof, Lifehacker collected recipes for ten dishes, no more than 50 rubles. Moreover, the cheapest of them will cost only 11, 70 rubles per serving.

Cooking delicious and inexpensive meals →

How to eat in a restaurant and not go broke

On weekdays it is easy to get by with homemade food, but on weekends you want a holiday. Gastronomic masterpieces from chefs can be eaten without harm to your wallet if you use healthy life hacks. So, it matters a lot when you go to a restaurant, what you will order and not only.

Rather read and then go to the restaurant →

How to spend a penny on clothes

You don't have to spend your entire paycheck on your clothes to look good. If you know where to look, for a small fee you can find not only clothes from the mass market, but also branded items. Sociable and resourceful, they can replenish their wardrobe for free.

Dress up for a penny →

How not to waste your fortune on cosmetics

Cosmetics is an expense item that regularly pulls money out of you. First, the contents of jars and bottles tend to run out quickly. Secondly, sometimes buying a new product is not a whim, but the result of an allergy or an unpleasant skin reaction to the old one. And yet, you can save on cosmetics.

Refresh the contents of the cosmetic bag at almost no cost →

How to save on utilities

It is imperative to pay for housing and communal services, otherwise you will face penalties, shutdowns and other sanctions. If the amount in the payment is scary, reduce it. This can be done legally, without registration and SMS. Just walk through the apartment with a list from Lifehacker and eliminate the flaws that are pulling money out of you.

Spend less on housing and communal services →

How to be treated for free under the compulsory medical insurance policy

You cannot save on health, everyone around says. But it turns out you can. The OMS policy is not a simple decoration of your folder with documents. It gives the right to prevention, diagnosis and treatment of diseases.

Find out what is being treated according to the policy →