10 signs that you are not frugal, but a beggar

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

Stop kidding yourself and start solving financial problems.

1. You buy the cheapest products

In a supermarket, you do not look at the composition and calorie content of the product - you are only interested in the price. Among the important points may also be the expiration date: the longer it is, the higher the likelihood that the product will be eaten before it goes bad.

In some cases, buying cheap products is the right choice for a thrifty buyer. Local seasonal apples are often tastier and more aromatic than those picked from the tree unripe and brought from another continent. And dirty potatoes are easy to wash and get half the price.

But on some products it is better not to save money, otherwise you will get dubious quality and taste for an amateur. In addition, in pursuit of cheapness, you buy what is worth a penny, and not what you want. The grocery basket often contains penny semi-finished products, and fruits and vegetables hardly appear. Such savings are unjustified and can negatively affect health.

2. You Prefer Instant Benefit

You need laundry detergent. A package for 3 kilograms costs 500 rubles, for 1 kilogram - 200 rubles. Obviously, a large pack is more profitable, but you buy a small one - it’s cheaper!

There is only one way to call it economy: if you have math problems.

For those who know how to count, it is obvious that such a choice will not help save money. If you use the same household chemicals, it is logical to buy large packs or take a new package at a discount, even if the old one is not over.

It's another matter when there is not enough money to use such tools. In this case, it's time to stop considering survival as an economy and rethink your financial situation.

3. You don't buy what you need

It's one thing not to buy a new smartphone model, because the old one still works great. Another is to use an uncomfortable and ugly polished cabinet that you inherited from your grandmother, although a new one can be purchased relatively inexpensively.

When the mattress looks more like a miniature bomb testing ground, and the legs of the stool are wrapped with tape for reliability, this is not a savings. Just take a photo and look at it: such pictures illustrate articles about dysfunctional families.

An economical person, unlike a beggar, cares about the quality of his life, although he avoids unreasonable expenses.

4. You measure everything with money

In the explanatory dictionary of Ushakov, "to save" means "to spend carefully, to profit from something." Not overpaying is a useful skill for any income. But with tight budgets, saving turns into a fear of spending too much, because survival literally depends on it.

As a result, a person begins to measure everything with money, always thinks about them, evaluates people and things in money. However, if you interrupt the usual course of thinking for a second, it becomes obvious that value is not equal to price. But a beggar (including in spirit) person prefers not to notice this, because his world revolves around money.

5. You are ashamed to admit that you are saving

This stems from the habit of measuring everything with money. There is a huge layer of people who dress in branded clothes and get their hair cut in barbershops, but at the same time live in an apartment with rotten floors and a huge debt for housing and communal services. They are the ones who assess the well-being of friends by the presence of at least some kind of car, even if they live in the center and across the square from work.

To admit that you are saving is like publicly saying that they are beggars for such people. The nuance is that in fact they often turn out to be like that.

A person for whom saving is a challenge to save money most often speaks with pleasure and pride about profitable purchases and working strategies.

6. You only buy on sales

By itself, the love of sales does not mean anything. Problems begin when you don’t buy yourself the item you want, because there is no discount for it, or because it costs more than three years ago. Going without winter boots in December because sales start in January is not a savings. And if you get sick, you will also go broke on medications.

7. You are greedy for free

“But free” is a phrase that paves the line between the thrifty and the beggar. The first will think whether he needs a free thing, whether it suits him 100%, and if not, he will refuse or buy the necessary thing at full price. The second is happy with everything free.

8. You don't spend money on yourself

Your spending is limited to your physical needs. Anything that goes beyond basic needs - hobbies, theaters, movies, museums, sports - is too expensive and you can do without it. It turns out really economically, but it is difficult to call such a full-fledged life. Saving does not mean giving up all pleasures.

9. You save money at the expense of other resources

All Saturday you spend on a trip to the hypermarkets, because in one there are discounts on meat and milk, in another - on cottage cheese, in the third - on soap. These chores take the whole day, you do not have time to sleep, to spend quality time with your family, to go for a walk. And when calculating the savings, it may turn out that you have saved the amount that you would have earned in a couple of hours.

Money is just a resource. Only they can be earned, and the extra time is not.

10. You're chasing cheap services

You really don’t understand why the finisher wants so much money for laying the tiles when he only spent two hours on the job. And in general, anyone can work on the Internet; over there, a neighbor's teenage son is always sitting at a computer.

As a result, you are looking for someone cheaper, you get a terrible result and contribute to the vicious circle of low income and poor quality. By the way, be sure: this will also affect your income one day.

A thrifty person knows the value of money and understands that quality cannot be cheap. He is ready to pay for the result, because it will save him time, nerves and money for rework.