10 best personal finance apps

2024 Author: Malcolm Clapton | [email protected]. Last modified: 2023-12-17 03:44

To become a wealthy person, you need to pay attention not only to how much you earn, but also how much you spend. It's easy to do - start tracking your expenses and income using one of the dedicated mobile apps for Android, iOS or Windows.

1. Money Lover

Money Lover is an application for those who want to keep their finances under control. With its help, you can keep track of spending, form a budget and always be aware of how much savings you have. In addition, the application can record your debt obligations and constant payments, as well as remind you to make the next payment.

2. Money Manager

This is a very functional application. It allows you to control income, expenses, and also provides comprehensive statistics for any period of time you are interested in. Among the most significant functions are the following: access to data from a computer, the use of a double entry system, budget planning for specific categories, credit and debit card management.

3. Zen mani: cost accounting

Zen-Mani is able to independently record expenses, which eliminates the need to manually make each payment and purchase. To do this, you can connect the import of transactions from Sberbank, Alfa-Bank, Tinkoff Bank, Yandex. Money, Webmoney or QIWI to the application.

In addition, the application is able to receive information about debiting money from incoming SMS from all the largest banks in Russia, Ukraine, Belarus. With the help of "Zen-money" you can see the big picture of your finances and understand how much money is free and how much you need to reserve for paying bills.

4. Bills Monitor

Each of us has to make a large number of mandatory payments every month. Rent, utilities, cable TV, internet, language courses, gym and more. Delaying any of these payments will create problems for you or deprive you of any benefits, so it's best to try not to forget about them.

With the Bills Monitor application, you will be absolutely sure that you paid all bills on time, and also get an idea of how much money is left in the end for life.

Account Monitor 倩 赵

5. Money Wallet

Some users may think that few high-quality personal finance applications have been written for the Windows platform. However, it is not. A living example is Money Wallet, which unites all your accounts in one place, monitors your budget and reminds you of planned payments in time.

In the application, you can manage various types of accounts (cash, bank account, credit card). It supports multi-currency with the ability to update the current rate over the Internet, and also allows you to create weekly, monthly and annual budgets.

Money Wallet Developer

6. Goodbudget

Goodbudget is an app for controlling your personal finances. Its main difference from other programs is that the user is invited to draw up a financial plan for the month himself. You specify how much you would like to spend on entertainment, transportation, food, and other categories of expenses, and Goodbudget will track how well you are sticking to your goals.

Goodbudget: Budget & Finance Dayspring Partners

Goodbudget Budget Planner Dayspring Technologies

7. Monefy

Monefy will help you organize a convenient accounting system for all your expenses. This application has an intuitive interface that allows you to instantly add new entries. If you have multiple devices or want to keep track of the expenses of the whole family, then the application has a synchronization system via Dropbox. The same cloud service stores data backups in case of some kind of failure or loss of a smartphone.

Monefy - budget planning & cost accounting Reflectly

8. Splittable

The Splittable application was created specifically for those people who rent an apartment together or share the cost of maintaining a household with other family members. With its help, you can easily understand who pays more for utilities, how much money each spent on the purchase of food and other general needs. Splittable will bring order to your overall expenses, which will help avoid unnecessary disputes and resentments.

acasa - manage bills Goodlord

acasa - set-up & split bills Locatable Ltd.

9. Expensify

Expensify's primary focus is on storing and recognizing cash register receipts. You just need to take a photo of an invoice in a cafe, bar, store, so that the smart application will automatically add the amount presented on it to the right category of expenses. An ideal tool on business trips, after which you need to submit a detailed report on the money spent to your company.

Expensify - Expense Reports Expensify Inc.

10. Moneygraph +

Moneygraph + is a simple and straightforward way to track finance for entrepreneurs, freelancers, copywriters, business people and representatives of other professions who have constantly changing sources and amounts of income.

The application allows you to create several accounts and make transfers between them, use the built-in ones and create your own expense categories, customize and save reports, synchronize data between multiple devices via OneDrive.

Moneygraph + Apptomatique